Death and Disability Termination - Physician Contract Glossary

Death and Disability Termination

Definition

A contract clause that automatically ends the agreement if the physician dies or becomes permanently disabled.

Examples in Context

“This Agreement shall terminate automatically if the Physician is unable to perform duties for a period exceeding 120 consecutive days due to a qualifying disability.”

“If the Physician dies during the term of this Agreement, this contract shall terminate immediately, and all obligations of both parties shall cease, except for earned but unpaid compensation.”

Implications for Physicians

• Your family or estate may lose income unless the contract specifies payout provisions.
• Disability waiting periods may create financial strain before insurance benefits begin.
• Unclear definitions of "disability" can delay termination benefits.

Negotiation Tips

• Request clear language that defines “disability” and outlines how it's determined.
• Ask for a partial salary continuation for your family in case of death.
• Ensure the contract specifies when disability insurance payments begin.

Red Flags and Pitfalls

• Vague definitions of "disability," which may lead to disputes.
• No provision for continued pay or benefits before disability insurance activates.
• Failure to specify who determines disability status (e.g., employer’s physician vs. independent examiner).

Related Terms

• Professional Liability Insurance
• Disability Insurance
• Payments After Termination

FAQs

• “What happens to my salary if I become disabled?”
  • Typically, payments stop unless the contract includes a disability salary continuation clause.
• “Can my family receive any payout if I die?”
  • Yes, if the contract specifies earned but unpaid wages or a death benefit.
• “Who decides if I'm disabled?”
  • This is typically determined by an independent medical examiner or your disability insurer. Ensure this is clearly stated in your contract.

Legal Disclaimer

The information provided in this glossary is for educational and informational purposes only and should not be construed as legal advice. While we strive to provide accurate and up-to-date information, this content is intended to help physicians better understand common contract terms and does not replace professional legal guidance.

For personalized advice regarding your employment contract or other legal concerns, we strongly recommend consulting with a qualified attorney who specializes in physician employment contracts.

You can find experienced legal professionals through our Physician Contract Lawyer Directory.